Banif Home Loans
Believe it or not, affordable home loan solutions do exist!
The Banif Home Loans have been designed to service a variety of customer needs. Whether you’re taking that important step to purchase your first home, looking to move into a new home, or are interested in purchasing a second property, Banif can help you achieve your ambitions.
Building your dream home can be a considerable investment. That is why Banif has built each home loan package with unique benefits and at competitive interest rates so you can make the most out of your money.
After you’ve had the chance to look through the helpful information, we encourage you to call us on 2260 1000 or come visit us at any of our branches to discuss your requirements.
Banif offers tailor made home loans for the purchase, construction, completion, reconstruction, alteration or improvement of a property for personal use.
The Banif Classic Home Loan is a package that is suitable for almost everyone, particularly those interested in buying another home, or looking to invest in a second property.
The Banif First Time Buyers Home Loan is ideal for those seeking to buy their first home. The Banif First Time Buyers Home Loan is designed to help make that initial investment a sound one.
The Banif Bridge Loan is a product designed to help home owners buy their new property pending sale of existing residence. Banif offers both open and closed ended bridge loans.
The Banif Buy-To-Let Loan is aimed at customers wanting to buy a property with the intention of letting the purchased property.
The Banif Non-Residents Home Loan is a product designed to help non-residents acquire a property in Malta. The Banif Non-Residents Home Loan is ideal for those wishing to settle or retire locally or else buy a second home to spend the holidays in Malta. Banif can also provide added value to foreigners seeking to buy property in Malta through our international network.
All of Banif’s Home Loan packages benefit from the following features:
Advantageous Interest Rates
The rates are calculated according to the value of the loan, thus the interest rates are always beneficial to the client notwithstanding the amount of the loan.
Easy repayment terms
Banif home loans are repaid over a longer term and this can result in lower repayment amounts, or alternatively, it allows you to purchase a property of a higher value.
Monthly insurance payments
Banif gives its customers the opportunity to spread life and home insurance payments over a 12 month period, thus giving more flexibility as opposed to an initial single payment.
Transparent and Competitive fees
All our processing and legal fees are reasonably priced and completely transparent to help make your banking experience an easy and affordable one.
For further information, please visit http://www.banif.com.mt, call us on 2260 1000 or come visit us at any of our branches to discuss your requirements.